Shenzhen Rakinda Technology Co., Ltd.

From the perspective of the overall situation of foreign mobile payment, mobile payment in developing countries developed rapidly, while Europe and the United States and other developed countries, mobile payment is relatively backward. Compared with developed countries, China's credit card penetration rate is low, and with a debit card to pay and more cumbersome, usually through the SMS, random password and other certification.

First, the situation varies greatly from country to country
"In the country, I can buy a pancake fruit can be used to scan the phone to pay by scanning QR barcode, but in Australia, I must go out with a credit card or cash, or can not buy things." Yushan is a doctoral student at Peking University, Sydney, Australia University to be an exchange student. Most people in Australia are accustomed to using credit cards and occasionally use mobile payment software such as Paypal. But he believes that strictly speaking, there is no mobile payment in Australia, because PayPal can only be used when shopping online, offline physical store mostly uses credit cards.

Although the United States is the birthplace of the Internet, mobile payment penetration is not high. American Chinese Jiang Ruike introduction, at present, the US mobile payment is not popular, most people use PayPal is mainly used for online shopping, shopping in the supermarket are using credit cards.

Yang Kexin settled in Toronto, Canada for 5 years, so far, she has not used mobile payment, the surrounding friends are almost no use of mobile payment. "The use of credit cards in Canada is very frequent, which is related to the credit credit system." Credit points are an assessment of the financial situation of residents. Higher credit points are easier to get loans and loan rates will be lower. "Credit card will accumulate credit points, buy a house, buy a car to help a lot."

Zhang Yan in Japan for 10 years, she introduced, Japan's mobile payment in the developed countries is walking in front, but according to the mobile phone system classification, Andrews system using "wallet phone" software, Apple system to use Apple to pay. "Japan 's convenience stores, trams, chain pharmacies, etc. can use mobile payments, but will charge 3% -5% of the fee, so many people prefer to pay with smart cards.

Rakinda LV4200 barcode scanner module widely used for bus mobile payment case in China

Mobile payments in the developed countries in the cold, then the situation in the developing countries and how? Is only the most popular in China Mobile pay? Is not the case, many developing countries are more developed mobile payment. Such as Africa Kenya, Kenya is one of the most developed mobile payment countries in the world, with nearly 50% of the people using the payment software mobile wallet service (M-pesa), they can use the software to solve all payment problems, and even buy financial products The In addition, India has become one of the fastest-growing countries in global mobile payments, with India's mobile payments increasing from 1.5% in 2015 to 8% in 2016.

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